Landlord insurance, also known as property owners or buy to let insurance is essential for landlords to protect their investment - their property portfolio. With the correct buildings & landlord insurance policy, you can relax knowing your house is in safe hands.
Standard home cover is generally unsuitable to protect you against the different risks presented by rental property. Proving a wider range of cover, specialist buy to let insurance is essential to safeguard the long term future of your property and your business.
Yes, loss of rent is included as standard in our landlord insurance policies for up to 20% of Building Sum Insured with a 24 months Indemnity Period. Loss of Rent indemnifies you for lost rental income and additional alternative accommodation expenses income, in the event of you suffering a claim caused by an insured peril, it does not provide cover for any recovery of rental arrears.
Yes, a standard home insurance policy is different from specialist property to let insurance.
Landlord insurance is specifically designed for property that is let to provide an additional income and is designed accordingly. Within your landlord insurance quote is cover for landlord contents and liability (which would not feature in a home insurance policy). It is essential that your liability to the tenants within your rental properties is covered.
Yes, our landlord insurance quotes allow you to insure multiple buy to let properties thus saving you time and effort.
