Professional Indemnity Insurance for Architects
FROM ONLY £95 per year, that is just 26p PER DAY*.

When it comes to your insurance, we will take care of the finer details

Policy features

  • Up to £5million worth of cover available

  • Experienced PI broker with access to unique UK insurer schemes

  • Dedicated customer service, support with a UK based contact centre

  • Monthly instalments available*

  • Public & Employers Liability Extension

  • Instant Policy Documents

*We offer a direct debit payment plan, subject to a minimum premium of £150 including the initial deposit.

Professional Indemnity Insurance for Architects

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PROFESSIONAL INDEMNITY INSURANCE
FROM ONLY £95 per year, that is just
26p PER DAY*.

Quick, Simple, Hassle-free

*Based on an Architect rated in category C. For a limit of indemnity of £50,000 on an Aggregate Claims made basis, Premium includes IPT at the current rate and are for firms with fees up to and including £50,000 and trade risks/contractors with turnover up to and including £500,000.

Professional Indemnity Insurance for Architects
FROM ONLY £95 per year, that is just 26p PER DAY*.

When it comes to your insurance, we will take care of the finer details

Policy features

  • Up to £5million worth of cover available

  • Experienced PI broker with access to unique UK insurer schemes

  • Dedicated customer service, support with a UK based contact centre

  • Monthly instalments available*

  • Public & Employers Liability Extension

  • Instant Policy Documents

Architects Toolkit
*We offer a direct debit payment plan, subject to a minimum premium of £150 including the initial deposit.

Why do Architects need Professional Indemnity (PI) Insurance? 

As an Architect, Professional Indemnity Insurance is essential. If you also belong to a professional body, having this cover could in fact be compulsory.

As an Architect your clients look to you for precision, attention to detail and most of all, advice. If you were to make a mistake and a professional negligence claim was brought against you for inaccurate or unsuitable professional advice, the result could be costly, complicated and harmful to your business.

Because of the nature of the job, architects such as yourself, can leave your business open to a number of risks, which include but are not limited to inaccurate or unsuitable advice or incorrect specifications, which were supplied to the client, by you.

At Black & White, we have years of experience in the insurance industry providing competitive and comprehensive Professional Indemnity (PI) Insurance to a range of professions and trades in addition to architecture. We work with leading underwriters to provide the appropriate professional indemnity insurance for you and your business, which can protect you against a number of claims.

FAQs

What are the risks for Architects?

An Architect will work on the design of a number of different structures and projects throughout their working life; with many architectural errors emerging after work has been completed it is appropriate for Architects to protect themselves retroactively, financially and career-wise.

Where a fee is charged for any advice, design, and specification there’s the risk that should there be errors or negligence in the service you’ve provided, your customers could suffer a financial loss.

A Professional Indemnity policy protects the policyholder should a claim occur in this respect.

If you operate a service where these activities are key to your business i.e. consultancy then it’s imperative that you consider having protection in place.

Can Architects work without insurance?

In the case of Architecture, Professional Indemnity insurance is not a legal requirement however if you are part of a trade association or professional body you may be obligated due to their rules and regulations to have the appropriate indemnity insurance in order to operate or hold chartered status.

If not a statutory requirement of your industry, Professional Indemnity insurance is a very important investment for your business to protect you against claims from clients who may suffer a financial loss as a result of any errors you make.

So whether you are carrying out restoration work, interior design, or managing new builds, it is important to protect yourself and the information that you are giving.

How much does Architect’s Professional Indemnity insurance cost?

Premiums for Architects Professional Indemnity insurance depends on the risk. Factors that will affect the cost include the level of indemnity required and if you’ve had claims brought against you previously.

Professional Indemnity Insurance, Quick, Simple, Hassle-free